This Privacy Policy of "www.gemsgroup.com" has been posted and is effective as of 10th November 1998. At GEMS Group your privacy is important and we are committed to protecting your personal data. As used in this Privacy Policy (this "Policy"), the term "personal data" means data such as: your name, mailing address, e-mail address, internet service provider, telephone number, or other personal information that may be supplied by you or collected about you according to applicable local legislation. We hope that this Policy helps you understand what kind of personal data, if any, we collect at this site and how we handle and use any such personal data after collection.

Applicability
By accessing and using this site, your use indicates your agreement with the terms of this Policy.
If you do not agree with this Policy, please do not use this site.

This Policy is applicable to the general informational web/mobile sites, for which special terms and conditions may apply as indicated. All GEMS Group sites to which this Policy is applicable are collectively referred to as this "site". Note that special use terms, or site or page specific terms (referred to as "special terms"), may apply to certain pages/services on this site, but the applicability of any such special terms will be expressly indicated. In the event of any inconsistency between any special terms and this Policy, the applicable special terms will prevail over the terms of this Policy.

Anonymous Use
In general, most of this site's pages are provided for informational purposes and you will be able to use this site without telling GEMS Group who you are or providing GEMS Groupwith any personal data about yourself. There are times, however, when in connection with your use of this site GEMS Group may need information about you.

Personal Data Provided by You 
To respond to your questions, fulfill your requests or manage interactive customer programs, it may be necessary to ask for or obtain personal data. If you provide us with any personal data, we may use it to respond to your requests, customize your user experience with us, determine your satisfaction with GEMS Group products and/or services or contact you via mail, e-mail, mobile message or phone, or, in accordance with local law, contact you via the aforementioned channels to inform you of new products, services or promotions we may offer. To use some features of this site or one of our other sites, you may need to register for a user account and supply certain information about yourself, for example a user name and your email address.  If you choose to contribute to any of our online forums or other interactive content, we will also collect any personal data you provide as part of your contribution.  We will use this information for the purpose of administering your account, and providing the interactive site content.  By providing information to GEMS Group through this site, you acknowledge and consent to the collection, use and disclosure of personally identifying information of the type and for the limited purposes described in this Policy.

If you place an order for a product, request a service, register for a user account or submit content to this site, we may need to contact you for additional information required to process or fulfill your order, account and/or request. Unless compelled by applicable law or administrative or judicial order, we will not provide this information to a third party without your permission, except as necessary to process your order, fulfill your requests, manage interactive customer programs, enforce our Terms of Use, or where we believe disclosure is necessary to limit our legal liability or to protect or enforce the rights, interests or safety of the site, our users or others. If you are a corporate user, we may also use your information to enable administration of access and usage of this site by authorized personnel in your organization. If allowed by applicable local legislation, GEMS Group may also exchange information between GEMS Groupaffiliated (related) companies for the purposes mentioned in this Policy.

Because GEMS Group is committed to protecting your privacy, GEMS Group do not engage in the practice of selling or trading personal data to other companies for promotional purposes.

Security 
GEMS Group have endeavored to take commercially reasonable measures to prevent unauthorized access to and improper use of your personal data submitted to GEMS Group via your use of this site. For example, GEMS Group uses encryption technology when collecting financial personal data such as credit card information. If this site supports on-line transactions, it will use an industry standard security measure, such as the one available through "Secure Sockets Layer" ("SSL"), to protect the confidentiality and security of online transactions. If used, industry standard security measures like SSL authentication ensure that credit card information, as well as other personal data submitted as part of the buying process, is reasonably safe from third party interception.

While there are always risks associated with providing personal data, whether in person, by phone or via the internet or other technologies, and no system of technology is completely safe or "tamper"/"hacker" proof, GEMS Group has endeavored to take reasonable precautions which are appropriate to the nature of the information to prevent and minimize such risks in connection with your use of this site.

Minors 
GEMS Group´s policy is to request that "Minors" (the age of Minors is determined by local law where you reside) do not make purchases or engage in other legal acts on this site without the consent of a parent or legal guardian, unless permitted by applicable local law.

External Links
This site may contain links to other sites. Please note that GEMS Group is not responsible for the privacy practices or contents of any other sites. We recommend that you read the privacy policies of such sites.

Changes to this Policy
GEMS Group may from time to time change this Policy or change, modify or withdraw access to this site at any time with or without notice. However, if this Policy is changed in a material, adverse way, GEMS Group will post a notice advising of such change at the beginning of this Policy and on this site's home page for 30 days. We recommend that you re-visit this Policy from time to time to learn of any such changes to this Policy.